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当前,在国有粮食收储企业面临重大体制改革的新形势下,如何加强信贷管理,防范和化解信贷风险,实现粮食收购资金封闭管理,这是我们应该深入研究和探讨的问题。本文拟从分析信贷资金风险入手,探讨加强信贷管理,防范和化解信贷风险的措施。一、农发行信贷资金面临的主要风险(一)政策性风险。农业发展银行信贷资金营运是为实现特定的政策经济目标服务的,政府的政策意图贯穿于信贷资金营运的全过程。
At present, under the new situation that state-owned grain storage and storage enterprises are faced with major structural reforms, how to strengthen credit management, prevent and resolve credit risks, and realize the closed management of grain acquisition funds are issues that we should study and study in depth. This article intends to start with the analysis of credit risk and discuss measures to strengthen credit management and prevent and resolve credit risks. First, the main risks facing the Agricultural Development Bank credit funds (a) policy-oriented risk. The operation of credit funds of Agricultural Development Bank is to serve the specific policy and economic goals. The government’s policy intentions are aimed at the whole process of operation of credit funds.