互联网金融是新技术革命带来的经济结构和生活方式的变化。科技本身就带有创新的基因,因此科技与法律的冲撞,彼此互相塑造是不可避免的。一、互联网金融产业大发展带来的法律挑战金融是跨时间、跨地域的价值交换,这种交换一旦搭建在互联网、尤其是移动互联网之上,将会形成一个每个人都是终端、每一寸土地都是交易场的价值交换系统。因此,互联网金融必将给这个世界带来巨 Internet finance is the economic structure and lifestyle changes brought about by the new technological revolution. Technology itself has innovative genes, so the collision of science and technology and the law of one another is inevitable. I. Legal Challenges brought by the Great Development of the Internet Financial Industry Finance is an exchange of values ​​across time and across regions. Once such an exchange is established on the Internet, especially on the mobile Internet, an exchange of information will result in a situation where everyone is a terminal and every inch Land is the value exchange system of the exchange. Therefore, Internet finance will certainly bring giant to this world