各国政府在解决中小企业融资缺口问题时,都非常注重信用担保手段,提高中小企业信用水平,促使商业性金融扩大对中小企业放款规模。本文对我国中小企业信用担保中出现问题及担保体系的建立提出几点看法。 When solving the problem of the financing gap for SMEs, governments all attach great importance to credit guarantee measures, raise the level of credit for SMEs, and encourage commercial finance to expand the scale of lending to SMEs. This article gives some views on the problems in the credit guarantee of SMEs in our country and the establishment of guarantee system.