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保险公司分支机构作为保险公司经营机构的重要组成部分 ,对保险公司的发展有着重要的作用 ,但受多种因素的影响 ,国内保险公司整体经营管理水平有待提高 ,基层公司在经营理念、内控制度、管理水平、服务创新、队伍建设等方面尚存在一些亟待解决的问题。之所以存在这些问题 ,与我国保险市场尚处于初级阶段 ,基层保险公司内控管理制度不健全 ,从业人员整体素质不高等有着直接的关系。因此 ,全面提升基层保险公司的经营管理水平 ,是国内保险公司应对入世的需要 ,也是国内保险业快速健康发展的需要。
As an important part of the operating mechanism of insurance companies, the branches of insurance companies play an important role in the development of insurance companies. However, due to many factors, the overall management level of insurance companies in the country needs to be improved. The management of grass-roots companies in terms of business philosophy and internal control system , Management level, service innovation, team building, there are still some problems to be solved. The existence of these problems is directly related to the fact that our insurance market is still in its infancy, the internal control system of grassroots insurance companies is not perfect, and the overall quality of employees is not high. Therefore, to comprehensively enhance the operation and management level of grassroots insurance companies is the need of domestic insurance companies to cope with the accession to the WTO and also the need of rapid and healthy development of the domestic insurance industry.