今年南方洪涝严重。水灾保险理赔最困难的是取证。 汛期水灾理赔应注意风险防范,防止类似案件发生。特别是索赔产品中有滞销、积压产品、返工、报废产品、过期产品或即将过期产品,一定要查清其来源、受损状态及性质,防止损失扩大和道德风险。同时,要重视现场取证工作,注意测量水位线、各受损 The floods in the south are serious this year. Flood insurance claims the most difficult is to collect evidence. Flood compensation claims should pay attention to risk prevention, to prevent similar cases. In particular, there are unsalable, overstocked, reworked, retired, expired or outdated products in claims, be sure to check their source, status and nature of damage, and prevent loss and moral hazard. At the same time, we must pay attention to the field of evidence collection work, pay attention to measuring the water level, each damaged