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社保基金运作的绩效如何,主要取决于社保基金资产运作管理水平与效率。我国养老保险基金投资回报率远远低于发达国家10%左右的收益率,主要原因有投资渠道狭窄,投资结构不合理;养老保险基金投资主体的“缺位”与“越位”现象同时存在。完善社保基金投资管理应完善国有资产划转,着力开源,进一步拓宽基金来源;科学设置绩效评估体系,立足国情引导投资运作,有效规避市场风险;合理借鉴国外经验,稳妥拓宽投资渠道,持续优化投资结构;明确投资主体,提高投资效益。
The performance of the operation of social security funds depends on the level of operation and management of social security fund assets and efficiency. The rate of return on investment of pension funds in our country is much lower than that of developed countries at 10%, mainly due to the narrow investment channels and the irrational investment structure. The “absence” and “offside” Phenomenon exists at the same time. Improve the investment management of social security funds should improve the transfer of state-owned assets, focus on open source and further broaden the sources of funds; scientific performance appraisal system set up, based on national conditions to guide investment operation, effectively avoiding market risk; reasonable use of foreign experience, and steadily broaden investment channels, continuous optimization of investment Structure; clear the main body of investment, improve investment efficiency.