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本文在两阶段生命周期框架下,重点分析了存在最低消费要求以及学费上涨因素时,引入不同利率水平的金融市场对人们教育投资、现期消费的影响,并利用文中理论对我国助学贷款政策作了简要评论并提出了建议。
Under the framework of two-stage life cycle, this paper focuses on the impact of introducing financial markets with different interest rates on people’s education investment and current consumption when there is a minimum consumption requirement and the rising cost of tuition. Based on the textual theory, Made a brief comment and made a suggestion.