论文部分内容阅读
移动支付用户群老龄化趋势显现。产品流程及功能设计上如何满足中老年用户的需求,是移动支付运营商要认真考虑的环节。2014年7月16日,中国互联网络信息中心(CNNIC)发布《第三十四次中国互联网络发展状况统计报告》。报告显示,截至2014年6月,我国使用网上支付的用户规模达到2.92亿,较2013年底增加3558万人,半年度增长率12.3%。与2013年12月相比,我国网民使用网上支付的比例从42.1%提升至46.2%。与此同时,手机支付增长迅速,用户规模达到2.05亿,半年度增长率为
The aging trend of mobile payment user base appears. Product flow and functional design how to meet the needs of middle-aged users, mobile payment operators to seriously consider the link. On July 16, 2014, China Internet Network Information Center (CNNIC) released the “Thirty-fourth Statistical Report on Internet Development in China”. The report shows that as of June 2014, the number of users using online payment in our country reached 292 million, an increase of 35.58 million from the end of 2013, representing a 12.3% increase in the first half of the year. Compared with December 2013, the proportion of Chinese netizens using online payment increased from 42.1% to 46.2%. In the meantime, mobile payment increased rapidly with a subscriber base of 205 million with a semi-annual growth rate of