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随着基本医疗保险的全面启动和基本医疗保险的广覆盖、低保障,补充医疗保险应运而生。该保险可以以不同的形式存在,并各具特色。补充医疗保险应为社会保险范畴;补充医疗保险具有相对的自愿性、福利性与非福利性并存的特点;根据补充医疗保险不同的存在形式制定不同的管理模式并明确政府在其中所处的角色。
With the full launch of basic medical insurance and the wide coverage of basic medical insurance, low security and supplementary medical insurance came into being. The insurance can exist in different forms and have their own unique characteristics. Supplementary medical insurance should be in the category of social insurance. Supplementary medical insurance has the characteristics of relative voluntariness, welfare and non-welfare coexistence. According to the different existing forms of supplementary medical insurance, different management modes are formulated and the roles of the government in it .