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信贷员是农信社与客户之间的纽带,是信贷业务拓展的第一生产力,更是把握信贷风险的关键。运用有效的准入机制和科学的指标数据控制,强化对信贷员的管理考核,是规范信贷管理、提升贷款质量、防范信贷风险的重中之重。近年来,湖南省益阳市赫山区农村信用联社探索推行的《信贷员等级管理办法》,主导“资格准入、双线控制、动态考核、等级管
Loan officers are the link between RCCs and clients, the primary productivity for credit business expansion, and the key to credit risk control. Using an effective access mechanism and scientific index data to control and strengthen the management and appraisal of loan officers is a top priority in regulating credit management, improving loan quality and preventing credit risks. In recent years, the Rural Credit Cooperatives of Heshan District, Yiyang City, Hunan Province, have explored and implemented the ”Measures for the Management of Loan Officer Grades“, leading ”qualified access, dual control, dynamic assessment,