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随着科学技术的提高及互联网的日新月异的发展和普及,金融行业已经不是传统的金融机构,而是金融机构与互联网技术的结合,走向了互联网金融时代。互联网金融的快速、便捷、高效的特点,有效的实现了资金的融通、支付、投资和信息中介服务的新型模式。被越来越多的消费者接受。互联网金融在快速发展的同时,也存在金融风险,本文提出了相应的对策。
With the improvement of science and technology and the rapid development and popularization of the Internet, the financial industry is no longer a traditional financial institution, but a combination of financial institutions and Internet technologies, moving towards the Internet finance era. The rapid, convenient and efficient Internet finance has effectively realized a new model of financing, payment, investment and information intermediary services. Be accepted by more and more consumers. Along with the rapid development of Internet finance, there are also financial risks. This paper presents corresponding countermeasures.