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农作物生产的特点决定了农作物保险具有区别于其他保险的属性。必须从不同角度揭示农作物保险的时空规律和地域分异规律,做好农作物保险的季节性安排,遵循农作物保险的自然规律与经济规律,科学进行费率厘定和保险区域划分,合理配置农作物保险资源。必须树立长期与动态的经营理念,克服农作物保险经营中的盲目性和短期行为,建立农作物保险理赔制度。遵循自然规律与经济规律,为农作物保险经营奠定牢固的基础。
The characteristics of crop production determine that crop insurance has different characteristics from other insurances. We must disclose the rules of temporal and spatial distribution of crop insurance and the rules of regional differentiation from different perspectives, make seasonal arrangements for crop insurance, follow the natural laws and economic laws of crop insurance, determine the rates scientifically and divide the insurance areas, and rationally allocate crop insurance resources . We must establish a long-term and dynamic business philosophy to overcome blindness and short-term behavior in crop insurance operations and establish a crop insurance claim system. Follow the laws of nature and economic laws, and lay a solid foundation for the operation of crop insurance.