论文部分内容阅读
1978~2006年,财政部通过制定保险代理手续费率上限的方式,一直将代理手续费率纳入行政管制范围。2006年,财政部颁布《金融企业财务规则》,取消了这一限制。但政府部门是否应该对代理手续费率进行监管,仍然是保险业长期争论的焦点话题,还未形成共识。监管必要性的两点商榷手续费率监管目标的合理性。有观点认为,在保险费率严格管制的条件下,保险市场竞争主要体现为手续费率竞争,为维护市场秩序、防止恶
From 1978 to 2006, the Ministry of Finance kept the agency fee rate within the scope of administrative control by formulating the upper limit of the insurance agency fee rate. In 2006, the Ministry of Finance promulgated the “Financial Enterprise Financial Rules”, canceling this restriction. However, whether government departments should supervise the commission rate is still the focus of long-term debate in the insurance industry, and no consensus has yet emerged. Two Points for Regulating the Probability of Surveying Tariff Rate Targets. The view is that under the strict control of premium rates, the competition in the insurance market is mainly reflected in the competition of fee rates. In order to safeguard the market order and prevent evil