“我从大学毕业到现在,大约七八年了,居然身无分文,自信并不是一个笨蛋,也不像书呆子,怎么就那么穷呢?”一位朋友感慨道。这种感慨,在很大程度上具有代表性。在网上“你对自己关于金钱、资本、财富、知识如何评价”的调查中,超过60%的网友表示不满意,认为自己理财知识比较出众的只占5.6%。有关人士认为,在当今经济发展的社会里,在拥有了智商和 “I graduated from college to the present, about seven or eight years, but actually penniless, self-confidence is not a stupid, nor a nerd, how so poor?” A friend laments. This feeling is largely representative. More than 60% of Internet users said they were dissatisfied with online survey “You Are Your Own about Money, Capital, Wealth and Knowledge” and only consider themselves as 5.6%. The people concerned think that in today’s economically developed society there is an IQ