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1国内外汽车消费贷款开展情况汽车消费贷款是指购车人(即借款人)以抵押、质押、向保险公司投保或其他第三方保证等方式为条件,向开办汽车消费贷款的银行或汽车金融公司申请贷款,用于支付购车款,再由购车人向贷款人分期归还本息的一种消费贷款业务。在汽车的发展史上,汽车消费贷
1 Car loan development at home and abroad Car loan refers to the car (ie borrower) to mortgage, pledge, insurance companies insured, or other third-party guarantees, as the condition, to start a car loan loans to banks or auto finance companies Apply for a loan, for payment of car purchase, and then by the car to the lender to repay the principal and interest in installments of a consumer loan business. In the history of the car, auto loans