一要认真处理好市场机制和行政管理的关系。严防重复建设，切忌盲从点贷。要建立与社会主义市场经济发展相适应的管理体系，充分发挥市场机制在资源配置上的基础性作用，使社会资源能够根据市场规则和效益原则有序流动，促进经济良性循环。 二要建立和完善信贷管理责任制。实行 First, we must conscientiously handle the relationship between the market mechanism and administration. Prevent duplication of construction, should not obey the point of credit. We must establish a management system that is compatible with the development of the socialist market economy, give full play to the fundamental role of market mechanisms in allocating resources so that social resources can flow in an orderly manner in line with the principles of market rules and benefits and promote a virtuous circle of economy. Second, we must establish and improve the credit management responsibility system. Implementation