地方政府融资平台是我国特殊经济环境和政策背景下的产物,目前已成为后危机时代各方关注的焦点自2008年金融危机以来,在国家大规模增加政府投资拉动内需和私营经济需求下降的背景下,各地政府纷纷组建各类融资平台机构,进行大规模融资。如此快速的巨额融资规模增长,不仅加大了地方政府债务负担,也对银行业经营形成显著的潜在风险压力,导致政府信用风险和银行信贷风险急剧放大,引起了学术界、监管当局及政府的高度关注。 Local government financing platform is a product of the special economic environment and policy of our country and has now become the focus of attention of all parties in the post-crisis era. Since the financial crisis in 2008, the background of large-scale government investment boosting domestic demand and the demand of private economy has declined Under each local government have set up various types of financing platform for large-scale financing. Such rapid growth of huge financing scale not only increases the debt burden of local governments, but also creates significant potential risk pressure on the banking industry. As a result, the government credit risk and the bank credit risk are dramatically enlarged, causing the academic, regulatory and government highly anticipated.