大学生医疗消费意愿的影响因素分析

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目的了解大学生被纳入城镇居民基本医疗保险的背景下,大学生医疗消费意愿的影响因素,为引导大学生形成正确的医疗消费意愿和行为提供依据。方法采用分层整群随机抽样的方法对四川省3所高校(包括理工院校、医科院校和民族院校)大一到大三的390名本科生进行调查;问卷数据通过卡方检验进行单因素分析,通过非条件Logistic回归进行多因素分析。结果调查共回收有效问卷375份,有效率96.2%;医疗消费意愿是首选校医院就诊的人数为107人(28.5%),不是首选校医院就诊的人数为268人(71.5%);多因素分析结果显示,性别(P=0.002,OR=0.477)、年龄(P=0.038,OR=0.725)、年级(P=0.039,OR=0.495)、认为校医院医疗水平低(P=0.012,OR=1.847)和对大学生城镇居民基本医疗保险的了解程度(P=0.009,OR=1.462)等5个因素进入Logistic回归模型。结论多数大学生的医疗消费意愿不是首选校医院就诊,这不利于医疗卫生资源的合理使用,既增加了学生的经济负担也无法使学生的健康权益得到充分保障;大学生的医疗消费意愿受多种因素影响,学校及相关部门应充分可虑这些影响因素的作用,采取加强校医院建设和大学生城镇居民基本医疗保险宣传等一系列积极有效的措施,增强大学生保险意识,引导大学生形成正确的医疗消费意愿和行为。 Objective To understand the factors that underlie the inclusion of college students in the basic medical insurance for urban residents, the factors influencing the willingness of college students to consume medical care, and provide the basis for guiding college students in forming the correct medical consumption intention and behavior. Methods A stratified cluster random sampling method was used to investigate 390 undergraduates of freshmen to juniors in 3 colleges and universities in Sichuan Province, including science and engineering universities, medical colleges and ethnic minority colleges. The data of the questionnaire were tested by chi-square test Univariate analysis, multivariate analysis by unconditional Logistic regression. Results A total of 375 valid questionnaires were collected, with an effective rate of 96.2%. 107 students (28.5%) preferred to be in medical school and 268 (71.5%) were not preferred schools. Multivariate analysis The results showed that the medical level of school hospital was low (P = 0.012, OR = 1.847), gender (P = 0.002, OR = 0.477), age (P = 0.038, OR = 0.725) ) And five levels of college students’ understanding of basic medical insurance for urban residents (P = 0.009, OR = 1.462) entered the Logistic regression model. Conclusion Most college students ’intention of medical spending is not the preferred school hospital, which is not conducive to the rational use of medical and health resources, which not only increases students’ financial burden but also can not fully protect students ’rights and interests. College students’ medical willingness to consume is affected by many factors Influence, schools and relevant departments should fully consider the role of these influencing factors, and take a series of positive and effective measures to strengthen the construction of university hospitals and urban residents ’basic medical insurance so as to enhance college students’ insurance awareness and guide them to form the correct medical consumption intention And behavior.
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