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在我国入世之际,企业信用管理的国际化和标准化已成为一个迫在眉睫的课题。东方国际保理中心最新的一项调查研究发现:长期影响我国经济发展的债务拖欠问题,在性质上已有了一个根本性的变化,其中80%以上的债务拖欠是由于企业自身内部管理机制落后和信用管理上的缺陷产生的。而以往人们关注的“政策性拖欠”或“三角债问题”已居于次要地位,仅占16%左右。产生这种变化的原因之一是90年代以来,赊销(信用)方式已经在我国各个行业广泛应用,成为企业交易的主要方式。据测算,在医药、纺织、机械等市场竞争激烈的行业,赊销方式下完
In our country's accession to the WTO, the internationalization and standardization of corporate credit management has become an urgent issue. A recent study by Orient International Factbook Center found that the debt default problem that has long affected China's economic development has undergone a fundamental change in nature. Over 80% of the debt arrears are due to the backwardness of the enterprise's own internal management mechanism And credit management defects. In the past, people concerned about “policy defaults” or “triangular debt problems” have taken the secondary place, accounting for only about 16%. One of the reasons for this change is that the credit (credit) method has been widely used in various industries in our country since the 1990s and has become the main method of business transactions. It is estimated that in the pharmaceutical, textile, machinery and other highly competitive industries, the credit under way