韩国现代意义上的商业住房金融体系发展得十分晚。这主要受二战之后多年韩国政府秉承的扶持重化工业的赶超发展思路,把大量的金融资源都集中到扶持大工业公司上,而对住宅发展有意识地进行抑制。但近年来,韩国住房金融市场发展得却十分快,不仅一级市场上的商业抵押房 The commercial housing finance system in Korea’s modern sense has been developing very late. This is mainly due to many years after World War II, the South Korean government upholds the idea of ​​supporting the development of heavy industry, catches up with a large amount of financial resources to support large industrial companies, and consciously restrain residential development. However, in recent years, South Korea’s housing finance market has developed very fast, not only on the primary market commercial mortgage room