在对外开放、对内搞活经济政策的鼓舞下,近几年我国城乡中小企业如雨后春笋般兴建和发展起来。新的中小企业需要新的技术设备装备,老的中小企业也需要新的技术设备改造。在这种形势下,出现了多种多样的利用外资引进国外先进技术设备和推广使用国产先进技术设备的方式。在这许多方式中,被誉为“轻骑兵”的融资租赁方式日趋活跃起来。所谓融资租赁方式,就是金融信贷和物资信贷相结合的一种信贷方式。通俗地讲,就是把借钱和借物结合在一起,好比是“借鸡下蛋,以蛋卖钱,还钱得鸡”。融资租赁方式的作用,已越来越受到各地区、各部门的领导和广大中小企业的重视。 Encouraged by the opening up and invigorating economic policies in the country, in recent years, small and medium-sized urban and rural SMEs in our country have sprung up and developed. New SMEs need new technology equipment and equipment. Older SMEs also need new technological equipment. Under such circumstances, there have been a variety of ways to use foreign capital to introduce foreign advanced technology and equipment and promote the use of domestically advanced technology and equipment. In many of these ways, the financial leasing method known as “Hussars” has become increasingly active. The so-called financial leasing method is a kind of credit method combining financial credit and material and credit. In layman’s terms, borrowing money and borrowing things together is like “borrowing chickens, laying eggs, selling eggs, and paying for chickens.” The role of financial leasing methods has been increasingly emphasized by the leaders of various regions and departments and the majority of SMEs.