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我国社会医疗保险覆盖率低主要表现为参保率低。2004年末全国参加医疗保险的人数为12386万人,还不到全国总人口的10%,还有很多人群游离于医疗保险之外,基本的医疗权益得不到保障。提高家庭和单位参保率,政府要通过完善管理体制、强化宣传力度、重视保险空缺、建立多层次的医疗保障体系等措施扩大我国社会医疗保险的覆盖面。
The low coverage of social medical insurance in China is mainly manifested in the low insured rate. By the end of 2004, the number of people participating in medical insurance in the country was 123.86 million, less than 10% of the total population of the country. Many people are still free from medical insurance and their basic medical rights and interests are not guaranteed. The government should improve the coverage rate of social medical insurance in our country by improving the management system, intensifying publicity, attaching importance to insurance vacancies and establishing a multi-level medical insurance system.