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今年7月,在重庆一家广告公司工作的杨先生打算自己创业,不过却缺少一笔资金,这让他一筹莫展。这时,杨先生想起3年前曾购买了平安人寿的一份保险,并缴足了保费,于是他考虑将保单退保套现。保险代理人得知情况后,告诉他不妨作保单质押贷款,既可保全保单,又可获得和退保差不多的现金。经过考虑,杨先生当即办理了保单质押贷款业务。3天后,20万元的贷款就到账了,这些贷款解了杨先生的燃眉之急。
In July of this year, Mr. Yang, who works for an advertising company in Chongqing, plans to start his own business, but he lacks a sum of money, which puts him at a loss. At this time, Mr. Yang remembered that he had purchased a life insurance insurance from Ping An Life Insurance 3 years ago and paid the premiums. He therefore considered that he should surrender his insurance policy. After the insurance agent learns about the situation, he tells him that he may wish to make a policy pledge loan to preserve both the policy and the cash equivalent to surrender. After consideration, Mr. Yang immediately handled the policy mortgage loan business. Three days later, 200,000 yuan of loans to account, these loans solved Mr. Yang’s pressing needs.