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从工业革命以来,科学技术的发展使的人类的工业化活动得到了前所未有的发展。同时,环境问题也日益显现。商业银行如何把绿色信贷与碳金融密切结合起来为企业提供金融服务,同时达到提高能源使用效率、减少温室气体排放的目的是本文的创新之处和研究重点。本文旨在对基于CDM项目的商业银行绿色信贷进行全面分析,为促进这项业务的可持续发展,以实现银行贷款盈利、企业减少温室气体排放、社会环境改善的共赢局面。
Since the Industrial Revolution, the development of science and technology has made mankind’s industrialization activities unprecedentedly developed. At the same time, environmental issues are also increasingly apparent. How commercial banks combine green credit with carbon finance to provide financial services to enterprises and achieve the purpose of improving energy efficiency and reducing greenhouse gas emission are the innovations and research focuses of this article. The purpose of this paper is to conduct a comprehensive analysis of commercial banks’ green credit based on the CDM project. To promote the sustainable development of this business and realize the profitability of bank loans, enterprises can reduce the emission of greenhouse gas and improve the social environment.