随着我国保险市场的发展,各保险公司推出的产品数量不断增多,种类日趋丰富。原有的保险产品监管制度已不能适应当今保险市场的发展,出现了很多问题。本文指出完善保险产品监管机制事在必行,制定完善的保险产品监管法规,无疑是一种有效的方式。 With the development of China’s insurance market, the number of products launched by various insurance companies is constantly increasing, and the types become increasingly rich. The original regulatory system of insurance products can no longer meet the needs of today’s insurance market and many problems have arisen. This article points out that it is imperative to perfect the supervisory mechanism of insurance products and to formulate a sound supervisory regulation of insurance products, which is undoubtedly an effective way.