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随着银监会对一个月以内的超短期理财产品的重点监管,此类产品的发行数量急剧下降,许多投资者不得不为短期闲置资金另寻出路,而开放式和滚动型理财产品无疑是一个不错的替代品,该类理财产品在保证资金流动性和安全性的同时,还能获得较高的收益。如何管理短期闲置资金,是投资者经常需要思考的问题。过去投资者往往倾向于选择一个月以内的超短期理财产品,在保持资金流动性的同时还能获得较高的收益。但随着2011年9月银监会关于《进一步加强商业银行
With the CBRC’s focus on super-short-term wealth management products within one month, the number of such products has dropped sharply, and many investors have to find another way out for short-term idle funds. Open and rolling wealth management products are undoubtedly a good one Of the alternatives, this type of financial products in ensuring liquidity and security of funds, but also get a higher income. How to manage short-term idle funds, investors often need to think about the issue. In the past, investors tended to choose ultra-short term wealth management products within one month, and they also enjoyed higher returns while maintaining capital liquidity. However, with the CBRC’s statement in September 2011 on “further strengthening commercial banks.”