根据多年工作经验,本文对房地产市场风险的国际教训进行阐述,同时,针对商业银行房地产开发贷款业务存在的主要风险进行分析,并提出了具体的防范风险的措施。 Based on many years of work experience, this article elaborates the international lessons learned from the real estate market risk. At the same time, it analyzes the main risks existing in the real estate development loan business of commercial banks and puts forward specific measures to prevent risks.