论文部分内容阅读
竞标有利于保险人增加保费收入,扩大市场份额,减少展业成本,提高承保质量。投保人通过招标能有效实现预期风险管理效果。通过招投标手段进行保险单的买卖是近年我国保险市场经常引入的一种竞争机制。这种竞争方式多被应用于对政府行政性项目或公共投资工程项目保险人的遴选,时而也被半官方集体性质的保险采购项目,例如在校学生平安保险等所采用。保险招投标活动带来了实际的经济效益和明显的社会效益。
Bidding helps the insurer to increase premium income, expand market share, reduce exhibition costs and improve underwriting quality. The applicant can effectively realize the expected risk management effect through bidding. The bidding means the insurance policy is the insurance market in recent years, often introduced a competitive mechanism. This method of competition is often applied to the selection of government administrative projects or public investment projects insurers, sometimes also by the semi-official collective nature of the insurance procurement projects, such as school students Ping An Insurance and so on. Insurance bidding has brought real economic benefits and obvious social benefits.