一、我国责任保险市场现状问题分析目前我国责任保险仅占整个财产保险业务的5%左右,相比发达国家责任保险一般占20%,甚至40%的,其发展是很不理想的。1.公众责任保险,承保的是企业、机关、团体、家庭、个人以及各种组织(单位)在固定场所或地点进行生产经营活动或其他活动时,因意 First, the analysis of the status quo of China’s liability insurance market At present, China’s liability insurance accounts for only about 5% of the entire property insurance business, compared with 20% or even 40% of the liability insurance of developed countries, its development is very unsatisfactory. 1. Public liability insurance, underwriting enterprises, agencies, groups, families, individuals and various organizations (units) in a fixed place or place for production and business activities or other activities,