农村改革歼放以来,特别是实行家庭联产承包责任制以来,农户成为最基本的生产经营单位,必须自己承担生产风险责任,从而对保险产生了巨大的需求。正是在市场经济的推力和农户对保险需求的拉力共同作用下,农村保险事业得到迅速发展,农村保险服务所因此如雨后春笋般地兴起。但是,我们必须看到,当前农村保险服务所发生了不少经济案件,且有上升趋势,不能不引起高度重视。本文拟就农村保险服 Since the reform and opening up of the rural areas, especially since the household contract responsibility system has been implemented, the peasants have become the most basic production and operation units and have to bear the responsibility of production risk themselves. As a result, there is a huge demand for insurance. It is under the action of the market economy and the joint efforts of peasants on the demand for insurance, the rural insurance industry has been rapidly developed, and rural insurance services have sprung up. However, we must realize that a lot of economic cases have taken place in the current rural insurance service and there is an upward trend that can not but be given high priority. This article is intended to rural insurance service