在大众印象中,大型商业银行提供丰富的金融服务,拥有大量的客户,承载着庞大的业务量。近些年来,互联网企业逐步为人们提供了便捷和丰富的购物、支付、物流等服务,其承载的用户数和业务量增速很快。支撑大型商业银行和互联网企业高效、平稳运转的关键是IT技术的发展、支持和推动。大型商业银行的信息化道路曾经在很长时间内被作为社会的学习典范广为流传,现在,互联网企业的信息化发展道路开始引起了社会的广 In the popular impression, large commercial banks provide a wealth of financial services, have a large number of customers, carrying a huge amount of business. In recent years, Internet companies have gradually provided people with convenient and abundant shopping, payment, logistics and other services, and the number of users carried by them has grown rapidly. The key to supporting efficient and smooth operation of large commercial banks and Internet companies is the development, support and promotion of IT technologies. The informationization path of large-scale commercial banks was widely circulated as a model of social learning for a long time. Now, the information-based development path of Internet enterprises has begun to cause widespread social