为了摸清农村消费信贷业务发展缓慢的原因，近日，我们对河北省香河县的消费信贷业务发展状况进行了调查。虽然个人住房和个人商用房贷款需求量大，可发展相对较慢，助学贷款能够满足需求，可需求量不大，因此我们专门侧重对个人住房贷款和商用房贷款的调查，并对一些有消费贷 In order to find out the reasons for the slow development of rural consumer credit business, we recently conducted an investigation into the development of consumer credit business in Xianghe County, Hebei Province. Although demand for individual housing and individual commercial housing loans is relatively large and can develop relatively slowly, student loans can meet the demand but not much demand. Therefore, we focus on the investigation of personal housing loans and commercial loans, Consumer loans