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中国经济飞速发展,2001年加入世贸组织以来,金融市场逐渐开放,外资银行开始进入中国。2007年为了在中国扩大生产经营,争取更大的市场空间,外资银行纷纷改制在中国设立外资法人银行。法人外资银行是否能最终适应中国市场,将母国经营的优势带入中国的业务,本文从流动性、盈利性、安全性三个方面观察外资商业银行的财务指标数据,分析外资商业银行的经营情况,得出与经营状况相关的经营特点。
With the rapid development of China’s economy, since its accession to the WTO in 2001, the financial market has gradually opened up and foreign-funded banks have started to enter China. In 2007, in order to expand their production and operation in China and strive for greater market space, foreign banks have restructured their foreign-funded legal person banks in China. Whether foreign-funded corporate banks can finally adapt to the Chinese market and bring the advantages of home-based operations into the business of China, this paper examines the financial indicators of foreign-funded commercial banks from three aspects: liquidity, profitability and safety, and analyzes the operation of foreign-funded commercial banks , Come to the operating conditions and operating characteristics.