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近几年,在新疆农村信用社广泛开办农户小额信用贷款和农户联保贷款过程中,小额农贷的数量及质量均有较大改观,自2000年以来, 农户小额贷款总量成倍增长,平均年增速达100％以上。据统计,截至2005年末,新疆农户总数为221．6万户,实际办理小额农户贷款的有113．8万户,占农户总数的 51．4％。农户小额贷款余额23．7亿元,占全辖农村信用社农户贷款余额的40．5％。小额农户货款总体质量较高,自2000年以来,
In recent years, the number and quality of small-sum agricultural loans have been greatly improved in Xinjiang’s rural credit cooperatives in opening up a large number of small-value credit loans for rural households and for joint-guarantee loans. Since 2000, the total amount of small-sum loans Double the average annual growth rate of 100% or more. According to statistics, as of the end of 2005, the total number of rural households in Xinjiang was 2.126 million, with 1.138 million actually making loans to small-scale farmers, accounting for 51.4% of the total number of rural households. The micro-loan balance of farmers was 2.37 billion yuan, accounting for 40.5% of the total loan balance of farmers under the jurisdiction of rural credit cooperatives. The overall quality of the small farmers’ payment is relatively high. Since 2000,