近年来一系列社会问题和事件的出现,表明着力提升政府社会风险管理能力尤为重要,本文就漳州市如何运用商业财产保险参与社会风险管理,不断开拓保险业参与创新社会管理的新途径进行探讨,进一步推进保险业参与社会管理、创新服务保障经济发展大局的举措。 The emergence of a series of social problems and incidents in recent years shows that it is particularly important that efforts should be made to improve the government’s ability to manage social risks. This article discusses how Zhangzhou City can use commercial property insurance to participate in social risk management and constantly explore new ways for the insurance industry to participate in innovative social management. Further promote the insurance industry to participate in social management, innovation and service to ensure the overall situation of economic development initiatives.