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随着房改工作的重大转折：停止住房实物分配，全面实行住房货币化分配以及新的房改政策出台，启动个人住房信贷成为刺激住房消费的热点。因此，探讨和分析住房信贷中公积金贷款的职能效应有着极其重要的意义。 一、当前南宁市住房公积金贷款效应的分析南宁市住房公积金贷款工作
With the major turning point of the housing reform work: to stop the physical distribution of housing, the full implementation of housing monetization and distribution of new housing reform policies promulgated, start personal housing credit has become a hot consumer housing stimulus. Therefore, exploring and analyzing the functional effect of provident fund loans in housing loans is of great significance. First, the current Nanning Housing Provident Fund Loan Analysis Nanning City housing provident fund loans