英国的保险业历史悠久,时至今日,英国仍是世界上保险经济最为发达的国家之一,世界上著名的“劳埃德”保险社,自1871年成立之日起,至今已有一百多年的历史,目前拥有26000多个会员,分别来自世界上50多个国家,组成了400多个承保组合。“劳埃德”保险社保险市场常盛不衰,至今仍保持着世界保险经济中心的地位,同时也是保险资金运用的基地。目前在英国共有800多家保险公司,约13％是外国公司在英的分支机构,约20％的公司由外国控股。近年来,英国伦敦的“劳埃德”保险社市场和保险公司市场及保险经济又有了长足的发展,保险资金的运用大幅度增加,尤其是英国的保险投资活动十分活跃,保险公司利用其雄厚的保险资金,从事着各种投资项目的活动,获利颇为丰厚。随着金融创新与金融衍生工具的扩大与运用,依欧盟组织条例实施的规定,英国的保险业投资在运用期货交易与买卖特权等方面均加大了自由运用金融衍生工具的力度,并使其作为投资行为的构成部分,从而使得英国的保险业投资活动领域得到了进一步的拓展。 Britain’s insurance industry has a long history. Today, Britain is still one of the most developed countries in the insurance economy in the world. Since the founding of the Lloyds Insurance Company in the world, there have been a hundred Years of history, now has more than 26,000 members, respectively, from more than 50 countries in the world, formed more than 400 underwriting portfolio. The “Lloyds” insurance market has enjoyed a long-term growth and still holds the position of the world’s insurance economy. It is also the base for the use of insurance funds. There are currently over 800 insurance companies in the UK, about 13% of which are foreign affiliates in the UK and about 20% of which are foreign controlled. In recent years, London’s “Lloyds” insurance market and the insurance company market and insurance economy has made great progress, the use of insurance funds increased significantly, especially in the UK insurance investment activity is very active, insurance companies use its Strong insurance funds, engaged in various investment projects activities, profit quite rich. With the expansion and application of financial innovations and financial derivatives, the insurance investment in the UK has stepped up the use of financial derivatives in the use of futures trading and trading privileges in accordance with the provisions of the EU Regulations, As part of investment behavior, which makes the field of insurance investment in the United Kingdom has been further expanded.