想把你的钱管得更好一点吗？你有必要每年做１０项功课。１．前瞻预测每年１１月或１２月，列一份理财目标清单。估算一下为实现每一项财务目标你已经筹备了多少资金，以及你最终还需要多少。要弥补这两个数字之间的差额不仅要看你的储蓄额度，而且还要看你什么时候需用钱，以 Want to manage your money better? You need to do 10 homework each year. 1. Prospective forecast Each year in November or December, a list of financial goals. Estimate how much money you have already prepared for each financial goal, and how much you ultimately need. To make up for the difference between these two numbers depends not only on your savings, but also on when you need money to