十多年来,我国的社会保障制度改革取得了显著成效,已基本建立了一个符合社会主义市场经济要求的社会保险体系。与此同时,社会保险资金的筹集方式也发生了根本性转变,由各企业分别提取和管理,转变为向企业和职工实行社会化的收缴和管理。但在实践中,现行的征缴机制仍 Over the past decade and more, the social security reform in our country has achieved remarkable results. We have basically established a social insurance system that meets the requirements of the socialist market economy. At the same time, the way of raising funds for social insurance has also undergone fundamental changes, and the enterprises are respectively withdrawn and managed and transformed into socialized collection and management of enterprises and staff. However, in practice, the current collection mechanism remains