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开展农村产权抵押质押贷款工作,能进一步唤醒农村沉睡资本,拓宽农村融资渠道,有效解决农村融资担保难题,助推城乡统筹发展,激发农民自主创业热情。笔者就在浙江省桐庐县开展农村产权抵押质押贷款工作及遇到的难点和问题进行调查分析,并对下一步推进此项工作提出思路和对策。一、基本情况第一,确权有基础。目前,桐庐县已颁发林权证33153本,2015年新增林权抵押贷款4213万元,累计贷款1.97亿元,贷款余额1.04亿元;颁
Carrying out the pledge loan of rural property mortgage can further awaken the sleeping capital in rural areas, broaden the rural financing channels, effectively solve the rural financing guarantee problems, promote the overall development of urban and rural areas and stimulate the enthusiasm of peasants to start their own businesses. The author conducts an investigation and analysis of the difficulties and problems encountered in carrying out the pledge loan of rural property rights in Tonglu County, Zhejiang Province and puts forward the ideas and countermeasures for further promoting this work. First, the basic situation First, the right to have a foundation. At present, Tonglou County has issued 33,153 forest rights certificates. In 2015, the new forest rights mortgage loans reached 42.13 million yuan, with a total loan of 197 million yuan and a loan balance of 104 million yuan.