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日前,著名经济学家吴敬琏在一个经济发展高级研讨会上大声呼吁改善中小企业的经营环境。 吴敬琏认为,要扶植中小企业发展,有四个问题亟待解决。 一是要解决好中小企业的融资问题。去年人民银行发布改善对中小企业的信贷服务的通知以来,陆续采取了一些措施改善中小企业的融资环境,如对中小企业贷款利率可以再上浮10个百分点等等。但是目前中小企业的融资困难的问题并没完全解决。吴敬琏建议,可以开辟新的融资渠道,如利用香港的第二板块市场为风险投资开拓退出的管道;可以对金融机构建立对安全性和盈利性的对称奖励,调动其放贷的积极性;还应发展适合于中小企业的金融组织,在对信用社等小型的金融组织进行整顿时,要防止“一刀切”,保护和发
A few days ago, the famous economist Wu Jinglian called for improving the business environment of SMEs at a high-level seminar on economic development. Wu Jinglian believes that in order to support the development of SMEs, there are four issues that must be resolved. The first is to solve the problem of financing for SMEs. Since the People’s Bank of China announced a notice to improve credit services for SMEs last year, it has taken some measures to improve the financing environment for SMEs. For example, the interest rate on SME loans can be further increased by 10%. However, the problem of financing difficulties for SMEs is not completely solved. Wu Jinglian suggested that new financing channels could be opened up, such as using Hong Kong’s second plate market to open up exit channels for venture capital; financial institutions could be given symmetrical incentives for safety and profitability to mobilize their enthusiasm for lending; they should also develop Financial organizations suitable for small and medium-sized enterprises should prevent “simply”, protect and send out funds when reorganizing small-scale financial organizations such as credit unions.