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在工业化过程中,环境污染的发生不仅频繁而且后果严重。单个污染企业承担责任的能力有限,致使污染受害者和公共环境损害往往得不到应有的赔偿。为分散企业环境污染赔偿责任,最大限度的保护受害者,尽量减少社会损失,无论发达国家还是发展中国家都进行了有益的探索,总的经验是,在环境保护领域引入保险机制,建立环境污染责任保险制度。美国、英国、法国、德国、瑞典、俄罗斯、印度等国环境污染责任保险经验,为我国开展类似工作,提供了很好的借鉴。
In the process of industrialization, environmental pollution occurs not only frequently but also serious consequences. The capacity of a single polluting enterprise to take responsibility is limited, resulting in the fact that pollution victims and damage to the public environment often do not receive due compensation. In order to disperse the responsibility of enterprise environmental pollution compensation, maximize the protection of victims and minimize social losses, both developed and developing countries have made useful explorations. The general experience is that the introduction of insurance mechanisms in the field of environmental protection and the establishment of environmental pollution Liability insurance system. The experience of environmental pollution liability insurance in the United States, Britain, France, Germany, Sweden, Russia and India provides a good reference for China to carry out similar work.