我国已提出大力发展低碳经济、积极应对全球环境变化危机的战略目标。本文从低碳经济视角入手,分析国内银行业信贷业务面临的制约因素,借鉴国际经验,从两个层面提出完善我国银行信贷经营策略的建议。 My country has proposed the strategic goal of vigorously developing a low-carbon economy and actively coping with the crisis of global environmental change. From the perspective of low carbon economy, this paper analyzes the constraints that banks face in China’s banking business, and draws lessons from international experience to put forward proposals on how to improve China’s banking credit management strategy from two aspects.