创业带动就业,农民工返乡创业不仅有利于农民自身经济条件的改善,也有利于带动当地农民的就业。在农民工创业中,金融是最大的制约因素。本文阐述了农村金融的现状,在此基础上具体分析金融对农民工创业的制约表现,最后提出了金融支持农民工返乡创业的相关政策建议。 Entrepreneurship to promote employment, migrant workers return home business is not only conducive to improving the economic conditions of farmers themselves, but also help to promote the employment of local farmers. In the peasant-workers start-up, finance is the biggest constraint. This article expounds the status quo of rural finance, on the basis of which, it concretely analyzes the restrictive performance of finance on the pioneering of migrant workers, and finally puts forward some policy recommendations on how to finance migrant workers to start their own businesses.