保险市场与资本市场互动 的必要性 (一)保险企业经营环境的改变 发达国家保险业的发展经验表明,保险企业的利润主要来自于保险业务的承保利润和资金运用的投资利润。保险市场既是产生承保利润的重要渠道,也是为在资本市场进行投资提供稳定现金流的基础;资本市场不 Necessity of Interaction between Insurance Market and Capital Market (I) Change of business environment of insurance companies The experience of developed countries in the development of insurance industry shows that the profits of insurance companies mainly come from underwriting profits of insurance business and investment profits from capital utilization. The insurance market is not only an important channel for generating underwriting profits, but also the basis for providing a steady cash flow for investment in capital markets. The capital market is not