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为促进农村经济的增长,党中央出台一系列支持农业发展的政策,一些发达地区已分辨不出城市和农村,但仍有一大部分欠发达地区的农村,由于缺资金、缺技术、农民担保难、农业保险欠缺等问题的存在,严重制约了农民收入的提高和农村经济的发展,其中缺资金成为制约农民发展经济的最重要因素。本文从五个方面分析了农民贷款难的原因,从多方面提出了解决问题的途径。
In order to promote the growth of the rural economy, the CPC Central Committee issued a series of policies to support agricultural development. In some developed areas, cities and rural areas have not been identified, but a large part of the rural areas are still underdeveloped. Due to lack of funds, lack of technology and farmer guarantee , The lack of agricultural insurance and other issues, has seriously hampered the improvement of peasants ’income and the development of rural economy, and the lack of funds has become the most important factor restricting the development of peasants’ economy. This article analyzes the reasons of peasants’ loan difficulty from five aspects and puts forward the ways to solve the problem from many aspects.