一、市场经济条件下信用缺失的原因探析1.信息不对称。现代市场经济越来越依赖信息交流带动资金和商品的流动。市场供求双方首先需要进行信息交流,然后才能进行投资、融资和商品交换活动。在这种市场需要利用信息资源进行决策的情况下,市场一方可能会利用自身相对于另一方的信息优势,来构造信息不对称下交换或者投资决策的局 First, under the conditions of market economy, the reasons for the lack of credit 1. Information asymmetry. The modern market economy is increasingly relying on information exchange to drive the flow of capital and commodities. Market supply and demand first need to exchange information before they can carry out investment, financing and commodity exchange activities. Where such markets require the use of information resources for decision-making, one market party may use its information superiority with respect to the other to construct an exchange or investment decision-making bureaux with asymmetric information