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近年来,我国保险业始终保持了又好又快发展的良好势头,取得了令人瞩目的成绩。随着保险业的不断发展,一批具有较强实力的保险集团开始出现,当竞争进入到一定阶段之际,各保险集团间的发展战略开始有一定程度的趋同倾向。占据市场主导地位的保险集团在战略上趋同,将使得集团间的竞争更加复杂和激烈,也将对保险业的未来发展产生深远影响。本文旨在探讨这种现象的成因、影响,以及保险集团对此应采取的一些对策。
In recent years, the insurance industry in our country has maintained a good momentum of sound, rapid development and scored remarkable achievements. With the continuous development of the insurance industry, a group of insurance groups with stronger powers began to emerge. When competition entered a certain stage, the development strategies among various insurance groups began to have a tendency to converge to some extent. The strategic convergence of insurance groups that occupy a leading position in the market will make the competition among the groups more complicated and intense, and will also have a far-reaching impact on the future development of the insurance industry. This article aims to explore the causes of this phenomenon, the impact, as well as the insurance group should take some countermeasures.