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目前在北京,招商银行、中信实业银行等都推出了留学贷款业务。(一)总体来说,贷款时间长是银行留学贷款的最大特点以招商银行推出的出国留学贷款为例:招商银行可提供的教育贷款最长可达到8年(含8年)。招行的此项业务主要面向出国留学人员在国内的直系亲属、监护人或配偶发放的,用于出国留学人员在国外学习所需的学杂费。
Currently in Beijing, China Merchants Bank, CITIC Industrial Bank and other have launched a study abroad loan business. (I) Overall, the long loan period is the most important feature of a bank study loan. Take the study abroad loan initiated by China Merchants Bank as an example. The longest education loan that Merchants Bank can provide is up to 8 years (including 8 years). This business of China Merchants Bank is mainly aimed at the tuition and miscellaneous fees for expatriate study abroad who are granted by immediate family members, guardians or spouses of returned overseas students in China.