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利用四川省5个省级集体林权制度改革试点县(区)32个村508个农户调查数据,运用Logit模型对农户林权抵押贷款意愿及其影响因素进行实证分析。研究表明,在现行林权抵押贷款制度安排下,农户的性别、受教育年限、是否担任过村干部、非农就业人数比重、是否获得过信用贷款、投资风险承受能力、林木林产品销售比例、是否与企业签订购销合同和政府的支持等因素对农户林权抵押贷款意愿有显著影响。
Based on the survey data of 508 peasant households in 32 villages in 5 provincial-level collective forest rights system reform pilot counties (districts) in Sichuan Province, this study empirically analyzes the farmers’ willingness to use forestry-right mortgage loans and their influential factors using Logit model. The research shows that under the current arrangement of forest right mortgage loan system, whether the farmer’s sex, age of education, whether or not he has served as the village cadre, the proportion of non-farm payrolls, whether they have obtained credit loans, the investment risk tolerance, the proportion of sales of forest products, Whether the signing of the purchase and sale contracts with the government and government support and other factors have a significant impact on the willingness of farmers to forest tenure mortgage loans.